Prepaid Debit Cards

Use a prepaid debit card for all your purchases and enjoy the convenience of a credit card without the risk of damaging your credit.

Guaranteed approval, worldwide acceptance, and ease of use are just a few of the benefits of a prepaid card. Prepaid cards with a Visa®, American Express®, or Mastercard® logo can be used virtually anywhere that accepts credit cards, even online.

Prepaid debit cards are also ideal for anyone who is having a hard time being approved for a traditional credit card. Some of these cards even report to credit bureaus, meaning you can get your credit back on track without the use of a credit card. These are great training cards for teens, who are not yet ready for a student credit card.

Updated by on May 16, 2012

American Express® Prepaid Card

American Express Prepaid Card
  • Fewer fees than other prepaid cards
  • No credit checks or overdraft fees
  • No transaction fees - Use wherever American Express is accepted worldwide
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $0 No Bad Credit OK

Walmart MoneyCard(SM) Visa® Prepaid Card

Walmart Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • Limited time offer: $10 bonus with qualifying direct deposit
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $36.00 No Bad Credit OK

UPside Visa® Prepaid Card

UPside prepaid visa cash back card
  • Save up to $220 compared to other prepaid cards, the first year alone!
  • Earn 1,500 cash back reward points for your first direct deposit load
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise)
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 See Terms* No Bad Credit OK

Green Dot® Prepaid MasterCard®

green dot prepaid card
  • FREE Activation Online - and NO Credit Checks!
  • Free ATM withdrawals at over 18,000 participating ATMs
  • First MoneyPak® load is refunded to you
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 See Terms* No Bad Credit OK

Although some prepaid cards may charge a fee for activation or set up, these fees may be waived if you load your card using direct deposit from your employer.

AccountNow® Gold Visa® Prepaid Card

accountnow prepaid visa card
  • Instant Guaranteed Approval* — no credit check, no security deposit
  • High customer satisfaction
  • $25 bonus when you set up direct deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a n/a $119.40 No Bad Credit OK

Baby Phat Prepaid Visa® RushCard

prepaid baby phat rushcard
  • 100% guaranteed approval* with no credit check!
  • Free direct deposit, $0 activation fee
  • Free credit builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $3.95 - $14.95 See Terms* See Terms* Bad Credit OK

AccountNow® Prepaid MasterCard®

prepaid debit card, accountnow
  • Reloadable - $10,000 balance limit
  • $0 ACTIVATION FEE* — when you load your card by direct deposit
  • $25 bonus when you set up direct deposit! Only takes 60 seconds!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a n/a $119.40 No Bad Credit OK

Some prepaid cards provide rewards programs so you can earn cash back or points towards free merchandise.

Prepaid Visa® RushCard

prepaid visa rushcard
  • NO credit checks, 100% guaranteed approval*!
  • Free direct deposit
  • Free credit builder
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $3.95 - $14.95 See Terms* See Terms* Bad Credit OK

Vision Premier® Prepaid Visa® Card

vision prepaid visa
  • Guaranteed Approval*, No Credit Checks!
  • NO overdraft fees or interest charges
  • Low weekly fee is waived with Direct Deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $29.95 $0 No Bad Credit OK

READYdebit™ Card

READYdebit prepaid card
  • Great alternative to checking account
  • No credit checks
  • Pay no interest
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 No Bad Credit OK

Carefully read about all the fees associated with a prepaid card before signing up. For example, some reloadable prepaid cards charge setup fees while others don't.

Wired Plastic Prepaid Debit Card

Wired Plastic prepaid card
  • No credit checks, no income requirements, no bank account required
  • No bounced check, NSF, or overdraft fees - EVER!
  • FREE rewards program, rewarding you with 1 point per $1 spent
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $39.95 No Bad Credit OK

Pex Card for Businesses

pex visa card for businesses
  • Have more control over employee spending
  • No credit check required
  • No transaction or load fees - simple pricing
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $49.95 n/a No Bad Credit OK

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