Credit Cards for Good Credit

We have selected the cards we believe offer the best value in terms of APR, annual fees, and cash back or bonus point plans. If you're interested strictly in a low interest rate on purchases and balances, some of these cards cut out the rewards program and charge no annual fee to give you a longer 0% interest period. If rewards are what you're interested in, choose from the many limited-time bonus promotions that offer free flights, free hotel stays, and free cash!

Updated by on May 16, 2012

Discover® More Card - 18 Month Promotional Balance Transfer

Discover® More Card - 18 Month Promotional Balance Transfer
Expert Rating:
4.75 / 5
stars
  • 0% interest on balance transfers for 18 months!
  • 5% Cashback Bonus
  • No annual fee credit card
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 18 mo.

Citi Simplicity® Visa Card

no interest credit card no fees
Expert Rating:
4.85 / 5
stars
  • No interest on purchases and balance transfers
  • Direct access to customer service—no long waits on the phone
  • Minimal fees—no annual fee, no late fees, no penalty rates, no over limit fees
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0 No
Balance Transfers

Citi Simplicity® Card

no interest credit card no fees
Expert Rating:
4.85 / 5
stars
  • 0% interest on purchases and balance transfers for 18 months
  • No annual fee
  • No late payment fees, no over-the-limit fees, no interest rate hikes
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0 No
Balance Transfers

Having a credit score that falls under the "good" category is an applaudible achievement. This means you have established a history of responsible credit use. Your "good" credit means you may receive a higher credit limit, a lower interest rate, and better rewards.

Citi® Diamond Preferred® Card - 0% Interest for 18 Months!

Citi Diamond Preferred 0 Interest Card
  • No interest for 18 months!
  • After that, the APR will be 11.99% - 21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0* No
Balance Transfers

Capital One® Platinum Prestige Credit Card

capital one platinum plus excellent credit low interest credit card
  • 0% intro APR until August 2013 on purchases
  • 0% intro APR until August 2013 on balance transfers
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Aug 2013 $0 No
Balance Transfers

Slate℠ from Chase - No Balance Transfer Fee

Slate No Balance Transfer Fee Card
Expert Rating:
4.5 / 5
stars
  • Pay NO BALANCE TRANSFER FEE when you transfer your balance within 30 days!
  • Transfer higher rate balances and save money on interest
  • No interest on purchases and balance transfers for 15 months
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 No
Balance Transfers

Credit card companies generally offer their best deals to consumers who have proven they can responsibly handle credit. So if you're a consumer with good credit, you can earn tons of rewards in the form of cash back, miles, or points (that can be redeemed for pretty much anything!) just for doing what you're already doing—staying within your credit limits and paying your bills on time.

Chase Freedom℠ Visa® - $100 Bonus Cash Back + 0% Intro APR

chase freedom cash back card
  • Earn $100 Bonus Cash Back after making $500 in purchases during first three months!
  • Earn 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations (subject to quarterly enrollment/maximum)
  • Pay 0% interest for up to 15 months on balance transfers and purchases
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Capital One® Venture(SM) Rewards Credit Card - 10,000 Bonus Miles

capital one venture miles card
Expert Rating:
4.25 / 5
stars
  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"
  • Earn 10,000 bonus miles, equal to $100 in travel
  • 2 miles per dollar on every purchase, every day
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 intro for first year; $59 after that Yes

Capital One® VentureOne(SM) Rewards Credit Card

Capital One® VentureOneSM
  • Fly free on any airline, any time with no blackout dates
  • 1.25 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 Yes

Even consumers with good credit need to actively maintain their credit. Make sure to always pay at least the minimum payment due on time and to keep your credit utilization under 30%. What is credit utilization?

British Airways Visa Signature® Card - Up to 100K bonus miles

british airways free flights card
Expert Rating:
4.5 / 5
stars
  • Earn up to 100,000 BA Avios Points!
  • No foreign transaction fees
  • Complimentary companion ticket each year you spend at least $30,000
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00 Yes

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE Flight

free flight southwest rapid rewards card
  • Earn a FREE flight after your first purchase
  • 3,000 bonus points on your anniversary each year, enough for $50 worth of Wanna Get Away® Fares!
  • Redeem for international travel, hotels, gift cards, and more!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $69.00 Yes

United MileagePlus® Explorer - Bonus Miles

united mileageplus card
  • Up to 40,000 bonus miles
  • Free checked bags
  • Free passes to the United Club
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00; waived for first year Yes

Chase Freedom℠ MasterCard® - $100 Bonus Cash Back + 0% Intro APR

cash back credit card, Chase Freedom $100 Bonus promo
  • Earn a cash back bonus of $100 when you spend at least $500 during your first three months!
  • 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations, subject to quarterly maximum.
  • Earn an unlimited 1% cash back on all other purchases!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Citi® Platinum Select®/AAdvantage® Visa Signature® Card

citi aadvantage visa signature
  • Earn 30,000 bonus miles after spending $1,000 in 3 months
  • Additional 10,000 bonus miles every year you renew and spend at least $30,000 on the card
  • Earn 10% in bonus miles on the miles you redeem
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00 Yes

Citi ThankYou(SM) Preferred Card - Enough for $250 in Gift Cards!

Citi ThankYou Preferred Card
  • Up to 25,000 in bonus points - enough for $250 in gift cards or other rewards!
  • Receive an anniversary bonus every year you're a cardmember
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Citi ThankYou® Card - No interest for 15 months

Citi ThankYou Card No interest
Expert Rating:
4.5 / 5
stars
  • No interest for 15 months
  • Earn an anniversary bonus on points earned from purchases every year*
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Citi Forward® Card

citi forward card
  • 10,000 bonus points after you spend $650 in 3 months - enough for $100 in gift cards
  • Earn up to 1,200 bonus points and lower your purchase APR by paying on time and staying under your credit limit*
  • Up to 5 points per $1 spent
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes
Balance Transfers 12 mo.

Blue Cash Everyday(SM) Card - $100 Cash Bonus

amex blue cash cashback credit card
  • Earn up to 3% cash back on all your purchases, even gas!
  • Earn $100 cash bonus after spending just $1000 in your first 3 months
  • $25 referral bonus for each friend/family member approved for a card
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Up to 12 mo. $0 Yes

Blue Cash Preferred(SM) Card from American Express

amex blue cash preferred cashback credit card
  • Earn up to 6% cash back on all your purchases, even gas!
  • Earn a $75 referral bonus each time a friend or family is approved for this card
  • Spend $1,000, get $150 cash back!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Up to 12 mo. $75.00 Yes

Miles by Discover® Card

miles card by discover airline miles reward card
  • Earn up to 20,000 Bonus Miles
  • Book any travel, any airline, any time
  • Redeem for travel, gift cards, or cash!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Balance Transfers 12 mo. $0 Yes

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

citi dividend platinum cash back card
  • $100 cash back bonus after you spend $500 within first 3 months
  • 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases
  • Full 1% cash back on all other eligible purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes
Balance Transfers

Citi® Hilton HHonors® Visa® Signature Card

Citi® Hilton HHonors® Visa® Signature Card
  • 40,000 Hilton HHonors bonus points when you spend $1,000 within first 4 months; enough for up to 3 nights*!
  • Hilton HHonors Silver status
  • Up to 6 Hilton HHonors bonus points per $1 spent
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

MTV® Visa® Card from Capital One®

capital one mtv visa for good credit
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 Yes

Discover® Motiva(SM) Card

discover motiva cash back credit card
  • Up to 20% Cashback Bonus® at Top Online Retailers*
  • Earn double rewards when redeeming for gift certificates at select retailers
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Blue Sky from American Express℠

amex blue sky airline miles card
  • 0% intro APR for 12 months on purchases
  • Redeem points for air, hotel, car, cruise
  • Points worth up to 33% more than most other travel cards
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes

Capital One® Orbitz® Visa® Platinum

capital one orbitz signature card
  • Bonus points on eligible Orbitz.com bookings
  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 Yes

Starwood Preferred Guest(R) Credit Card from American Express

starwood rewards credit card hotel airline miles
  • Earn up to 25,000 bonus Starpoints®, enough for up to 6 free nights at a category 1 or 2 hotel
  • Redeem points for free flights with no blackout dates!
  • No annual fee during first year!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $65.00; waived for first year Yes

Escape by Discover® Card
Travel Rewards Credit Card

escape discover travel credit card
  • 25,000 bonus miles - 1,000 each month you make a purchase for 25 months
  • Double miles on all purchases!
  • Book for any travel, anytime with no travel restrictions or blackout dates
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $60.00 Yes
Balance Transfers

Gold Delta SkyMiles® Credit Card

gold delta skymiles credit card
  • 30,000 bonus miles after you spend just $500 in the first 3 months
  • No annual fee your first year
  • First checked bag is free for you and up to 9 others on your same reservation
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00; waived for first year Yes

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