The Platinum Card® from American Express offer is no longer active
However the below card(s) are recommended by Creditnet as a great alternative to the Platinum Card® from American Express:
Gold Delta SkyMiles® Credit Card from American Express
Intro APR
None
None
Regular APR
15.24% - 19.24% Variable
Balance Transfer
Ongoing
15.24% - 19.24% Variable
| Year One | Year Two | Year Three | Total | |
Interest Savings on Balance Transfers  |
$23.80 | $23.80 | $23.80 | $71.40 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$57.12 | $57.12 | $57.12 | $171.36 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$48.60 | $48.60 | $48.60 | $145.80 |
| This card offers 2x miles on Delta purchases (estimated at $.02). Creditnet assumes 35% of the total purchases made on this card are on these premium purchases, with the remaining 65% receiving the standard 1 mile per $1 spent (estimated at $.01). | ||||
| One Time Bonus |
$0.00 | $0.00 | $0.00 | $0.00 |
| Cardholders earn 30,000 bonus miles toward Award Travel after spending $1000 on the card within the first three months of cardmembership, an estimated $300 value. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Balance Transfer Cost |
-$15.00 | -$0.00 | -$0.00 | -$15.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$95.00 | -$95.00 | -$190.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $114.52 | $34.52 | $34.52 | $183.56 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Slate® from Chase
Intro APR
0%
0%
15 months
Regular APR
12.99%-22.99% (Variable)
Balance Transfer
0%
0%
15 months
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$100.00 | $51.29 | $35.05 | $186.34 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$240.00 | $123.09 | $84.12 | $447.21 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Balance Transfer Cost |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $340.00 | $174.38 | $119.17 | $633.55 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Citi Simplicity® Card
Intro APR
0%
0%
18 months*
Regular APR
12.99 - 21.99% (Variable)
Balance Transfer
0%
0%
18 months*
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$100.00 | $67.53 | $35.05 | $202.58 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$240.00 | $162.06 | $84.12 | $486.18 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Balance Transfer Cost |
-$15.00 | -$0.00 | -$0.00 | -$15.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $325.00 | $229.59 | $119.17 | $673.76 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Beth J., a Creditnet consumer, told us she chooses miles over cash back because "cash rewards disappear before I even realize I've used my free money! Vacations are so much more enjoyable when I know the flights were free because I used credit card miles to book them!"
Citi® Platinum Select® / AAdvantage® World MasterCard®
Intro APR
N/A
N/A
Regular APR
13.99% - 21.99%*(Variable)
Balance Transfer
Ongoing
13.99% - 21.99%*(Variable)
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$30.05 | $30.05 | $30.05 | $90.15 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$72.12 | $72.12 | $72.12 | $216.36 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$48.60 | $48.60 | $48.60 | $145.80 |
| This card offers 2 miles per $1 spent (estimated at $.02) on American Airlines flight purchases. Creditnet assumes 35% of total purchases made with this card are on these premium purchases, with the remaining 65% receiving the standard one mile per $1 (estimated at $.01) | ||||
| Anniversary Bonus |
$0.00 | $0.00 | $0.00 | $0.00 |
| Cardholders that spend $30,000 or more with this card each year earn a $100 airfare discount. Click the "Apply" button for full qualifying details. | ||||
| One Time Bonus |
$0.00 | $0.00 | $0.00 | $0.00 |
| Cardholders that make $1,000 or more in purchases within the first three months will earn the advertised bonus miles. Creditnet estimates that one bonus mile is earned for every $1 spent with this card, making the estimated value of this one time bonus worth $400. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Free bags |
$200.00 | $200.00 | $200.00 | $600.00 |
| Creditnet assumes cardholders make four roundtrip flights per year using this card. Cardholders that make their American Airlines reservation with this card are eligible to check their first bag free each way. One free checked bag on American Airlines flights is worth $25, with up to $50 in savings each trip for an assumed total of $200 each year. | ||||
| Balance Transfer Cost |
-$15.00 | -$0.00 | -$0.00 | -$15.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$95.00 | -$95.00 | -$190.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $335.77 | $255.77 | $255.77 | $847.31 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Chase Freedom®
Intro APR
0%
0%
15 months
Regular APR
13.99%-22.99% (Variable)
Balance Transfer
0%
0%
15 months
| Year One | Year Two | Year Three | Total | |
| Interest Savings on Balance Transfers |
$100.00 | $47.54 | $30.05 | $177.59 |
| * For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Interest Savings on Balance for New Purchases |
$240.00 | $114.09 | $72.12 | $426.21 |
| * For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer. | ||||
| Reward Points |
$86.40 | $86.40 | $86.40 | $259.20 |
| This card offers 5% cash back ($.05) on up to $1,500 spent in rotating categories that change each quarter. Creditnet assumes cardholders spend 35% of their total purchase balance on these 5% cash back options. Creditnet then assumes that consumers earn 1% cash back on the remaining 65% of their monthly purchase balance. | ||||
| One Time Bonus |
$100.00 | $0.00 | $0.00 | $100.00 |
| Cardholders that spend $500 within the first three months of account opening will receive a $100 cash back bonus. This one-time bonus will only display in your savings calculations if the monthly purchases entered into your "My Credit Card Profile" meet this qualification. | ||||
| Balance Transfer Cost |
-$15.00 | -$0.00 | -$0.00 | -$15.00 |
| * For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile". | ||||
| Annual Fee |
-$0.00 | -$0.00 | -$0.00 | -$0.00 |
| * Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations. | ||||
| Totals | $511.40 | $248.03 | $188.57 | $948.00 |
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.
Platinum Card® from American Express
The Platinum Card® from American Express is a rewards card that offers points for every purchase.
