IberiaBank Visa® Classic

Intro APR
N/A
Regular APR
As low as 7.25%
Balance Transfer
1.99%
6 billing periods

IberiaBank Visa® Classic Summary

  • Low intro rate of 1.99% on balance transfers

  • Low rate on cash advances

  • Free online access to your account

Creditnet's Full Review

The IberiaBank Visa® Classic Card is a great low interest rate credit card for people with excellent credit. Pay no annual fee for this card and enjoy a low introductory interest rate on balance transfers for six months. After your introductory period has ended, the IberiaBank Visa® Classic Card still has a reasonably low interest rate on all transactions, including cash advances!

So if you have good credit and would benefit from a low interest rate on purchases, balance transfers and cash advances, then signup today for the IberiaBank Visa® Classic Card through Creditnet.com.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: excellent
Intro Period: N/A Set Up Fee $0.00
Ongoing APR: As low as 7.25% Annual Fee $0.00
Penalty APR: 22%
Balance Transfer
Intro APR✝: 1.99%
Intro Period: 6 billing periods
Ongoing APR: As low as 7.25%
Penalty APR: 22%
Transfer Fee: 2%
✝ Must initiate transfer: Within 3 mo. of opening acct
Cash Advance Rates
Ongoing APR: As low as 12.75%
Penalty APR: 22%
Advance Fee: Either $5 or 5% of the amount of each transfer, whichever is greater (maximum fee: $100)
Miscellaneous
Other Rates
Foreign
Transaction Fee:
2%
Min. Interest Charge: $1.00
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
$15-$35
Over the Credit Limit: N/A
Returned Payment: $35.00