SimplyCash® Business Card from American Express
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SimplyCash® Business Card from American Express Summary
With no annual membership fee, it's a smart choice for your business
Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
Creditnet's Full Review
- With no annual membership fee, it's a smart choice for your business
- Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
- 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
- 3% at U.S. gas stations
- 1% on other purchases
- Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
- Terms and limitations apply
Creditnet's Expert Rating & Review
We like that you can receive 5% cash back on the first $12,000 you spend each year on wireless services, 5% on the first $12K you spend on office supplies, and 3% cash back on the first $12K of gas. After that, you still get 1% cash back on everything else. We also like the no interest period on purchases and that there are no annual fees with this card.
Least Favorite Features:No balance transfers on this card. Also, the full 12 month 0% period is only available to those with a good credit score. However, even if you don't have the best credit, you'll still pay no interest for at least 6 months.
Our Final Take:Cash is king for business owners, so who wouldn't like a credit card that gives you high cash back for the most common business expenses? We especially recommend this card if your business requires road travel so you can get 3% cash back on gasoline.
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Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0.00% | Credit Required: | excellent |
| Intro Period: | on Purchases for 6, 9, or 12 months | Set Up Fee | $0.00 |
| Ongoing APR: | 12.24% - 19.24% Variable | Annual Fee | N/A |
| Penalty APR: | 27.24% |
| Intro APR✝: | N/A |
| Intro Period: | N/A |
| Ongoing APR: | N/A % |
| Penalty APR: | 27.24% |
| Transfer Fee: | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
| ✝ Must initiate transfer: | N/A |
| Ongoing APR: | 21.24% |
| Penalty APR: | 27.24% |
| Advance Fee: | 2.7% of each transaction after conversion to US dollars. |
| Other Rates | |
|---|---|
| Foreign Transaction Fee: |
2.7% |
| Min. Interest Charge: | $0.00 |
| Credit Line | |
| Min: | N/A |
| Max: | N/A |
| Penalty Fees | |
| Late Payment: Up to $35 |
|
| Over the Credit Limit: | N/A |
| Returned Payment: | $35.00 |
