Capital One® Spark℠ Cash for Business

Quick Card Summary

• Earn 2% cash back on every purchase, every day
• Get a $100 cash bonus - just spend $1,000 within the first 3 months
• Receive a $50 cash bonus by signing up for one or more employee cards

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$59.00; waived for first year	Yes

Creditnet's Full Review

The Capital One® Spark℠ Cash for Business Card offers the following benefits:

• Earn 2% cash back on every purchase, every day
• Get a $100 cash bonus - just spend $1,000 within the first 3 months
• Receive a $50 cash bonus by signing up for one or more employee cards
• Enjoy award-winning small business customer service
• $0 intro annual fee for the first year; $59 after that
• Redeem cash rewards anytime, for any amount, even set up automatic redemption
• Earn unlimited cash rewards that don't expire

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates

Intro APR:	n/a
Intro Period:	n/a
Ongoing APR:	13.9%(V)
Penalty APR:	29.4%

Balance Transfer and Cash Advance Rates

Balance Transfers		Cash Advances
Intro APR✝ :	n/a	Intro APR✝ :	n/a
Intro Period:	n/a	Intro Period:	n/a
Ongoing APR:	13.9%(V)	Ongoing APR:	24.9%(V)
Penalty APR:	29.4%	Penalty APR:	29.4%
Transfer Fee:	0%	Advance Fee:	3%
Min. Transfer Fee:	$0.00	Min. Advance Fee:	$10.00
Max. Transfer Fee:	$0.00	Max. Advance Fee:	n/a
✝ Must initiate transfer:	n/a

Miscellaneous

Other Rates		Credit Line		Penalty Fees
Foreign Transaction Fee:	0%	Min:	n/a	Late Payment:	$15-$39
Min. Interest Charge:	$0.50	Max:	n/a	Over the Credit Limit:	$19-$39
				Returned Payment	$39.00