There are a lot of great things to say about 0% balance transfer cards with no annual fee, but we'll begin with the two most obvious points: 1.) They're free to carry and 2.) You can save a TON of money when you transfer your existing balance to a zero interest card.

Balance transfers are as savvy a personal finance move that you can make if you're currently paying interest on your existing credit card balance. Not only will you be able to avoid interest on your old balance for up to 18 months depending on the card, but you'll also extend your credit line while diversifying the number of credit accounts you own - both of which can work to improve your credit score considerably. Plus, you can make paying down your debt a priority and see a real dent in your balance after just a couple of months. 

Best 0% Balance Transfer Offer: Citi Simplicity® Card

And yet, carrying no annual fee on a 0% interest balance transfer card sweeten the deal even further. With the exception of your balance transfer fee (anywhere from 0 to 5% of the total balance being transferred, but usually 3%), this card is essentially free to carry for as long as you own it assuming your pay down your debt to zero and pay off your balance each month from here on out.

That's the goal, anyway  - make it happen with one of the below 0% interest balance transfer credit cards with no annual fee below!