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Summer Bonus Cash Back Categories Go Live Today! Here's What You Can Save On...

Today's not just the first day of July. It's not even just the first day of a short work-week (which, by the way, YESSSS!). Today - July 1st, 2013 - is also the first day of Quarter 3, which means bonus cash back categories are now live for cardholders who enroll.

Can you feel the excitement?!

New Citi® Dividend Platinum Select® Visa® Card Bonus Cash Back Categories Announced

Quarter 3 starts in less than a week, which means Citi® Dividend Platinum Select® Visa® Card members can soon begin earning 5 percent cash back on new bonus categories just announced.

How to Save Money This 4th of July

I buddy of mine reminded me this morning that the 4th of July is just a week away. Time. Is. Flying. And while this isn't "news" by any stretch, it was a nice reminder of how quickly my favorite summer holiday was approaching.

Of course, my very next thought was what I planned to barbecue.

How Peer-to-Peer Lending Can Help You Pay Down Credit Card Debt

I'll admit that I'm a bit of a newbie when it comes to peer-to-peer lending. I heard of the idea a while back, but only recently started researching it as a legitimate refinancing tool for consumers in credit debt. As it turns out, peer-to-peer lending could be a very useful means for consumers mired in interest-heavy debt to pay it down at a lower rate, depending on their credit score.

Before we dig too deep into how this works, here's a quick summary on peer-to-peer lending...

American Express Serve® announces new limited time offer: You could earn $50 when you use direct deposit

Update: This credit card has changed since this article was published. You can check out the most up-to-date details on this card here: American Express Serve®.

American Express® Serve announced a new limited time offer of $50 when new customers sign up for direct deposit and receive two deposits of $250 or more by September 30th, 2013.

Best Cash Back Credit Card Offers for July, 2013

The longest day of the year might feel like today, Monday, but it's actually this Friday, June 21st. Yup - June is somehow already half over, meaning July is just a couple of weeks off and - with it - the beginning of Quarter 3.

Q3 kick-off is a holiday in credit card circles. (Yes, those exist.) Why? Because the beginning of the new quarter means the start of new rotating cash back categories going live! Discover, Chase and Citi all have featured cards whose quarterly rotating categories are set to go live on July 1st.

INFOGRAPHIC - The Business Gold Rewards Card® from American Express OPEN - Earn Points Faster

The infographic below comes from American Express, and explains how business consumers can earn points faster one step at a time with the The Business Gold Rewards Card® from American Express OPEN.

At Creditnet, we normally like to make our own infographics, but this one was too useful and fun to pass up on. Follow below to determine if this card is a right fit for you and your business, and simply click the image to apply online if you like what you see.

Best Credit Cards With Low Interest Rates - 12% And Under

Low interest credit cards keep the dangers of snowballing debt low, even for those consumers that carry a higher balance. Look - anytime you can avoid carrying a balance, you should. No matter how low an interest rate is, any interest paid still hurts your overall bottom line. That said, sometimes carrying a balance is unavoidable - be it because of emergencies or otherwise - and in those instances, having a low ongoing interest is crucial to your ability to pay down your debt.

Should Young Adults Be Scared Off by Credit Cards?

There's been a lot of news of late about the growing skepticism young adults have for credit cards. (Some of it even written by

Best Cash Back Credit Card Offers for June, 2013

With so many rotating credit card offers available to consumers, every now and then the experts at Creditnet like to take stock of the best of the best. With the beginning of a new month mere days away, we thought today was as good a day as any to evaluate the best cash back offers for June.

Without further ado, here are June's best cash back credit offers organized by category...

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