Naughty or Nice? Citi Rewards Students for Being Good
December 11th, 2009
This holiday season, Citibank is offering new student cardholders of its Citi Forward(SM) Card for College Students and Citi® mtvU™ Platinum Select® Visa® Card for College Students enough bonus points to redeem $25 in gift cards and more. While credit is being portrayed poorly in the media right now, it’s refreshing to see some credit issuers like Citibank actually step up and offer incentives to customers for responsible use of credit.
With this limited time offer (ends Jan. 15, 2010), Citibank is helping students establish good credit habits by offering even more bonus points to credit-savvy cardholders. For each of the first three billing periods the account is open, 1200 bonus points will be earned if the cardholder pays on time and stays within the given credit limit—equaling a total of 3,600 bonus points! As the cardholder continues these responsible practices, additional points will accumulate, up to 100 points per billing cycle.
Bonus points aside, the Citi Forward(SM) Card for College Students and Citi® mtvU™ Platinum Select® Visa® Card for College Students are great for young adults who are serious about building a good credit history. Students will pay no annual fee and are consistently rewarded for good credit behavior. Rewards for paying bills on time and staying within credit limits include redeemable reward points and even an interest rate deduction in the case of the Citi Forward(SM) Card for College Students. Some applicants may even qualify for a 0% interest introductory period of 6 months on purchases!
Most important for consumers new to credit is for them to understand how to use credit responsibly and then to actually do it! Kudos to Citibank for offering this incentive to help teach students to play “nice” with their personal credit.
Posted By: Elisabeth Chan | Category: Credit Card Reviews, Credit Cards | Comments (1)
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credit card for students
26|Feb|2010if you are very eager to obtain a student credit card you have to be wise in choosing a better credit card company with great offers. You should consider the interest rate, the credit limit, the benefits and rewards you can get from them.
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