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It’s becoming increasingly difficult these days to find no annual fee credit cards that offer flexible yet competitive rewards programs. Chase, however, with its launch of the Sapphire Card a few years ago, is doing its best to fill the void.

And while this card probably isn’t for the hardcore frequent flier who only cares about one thing – racking up serious miles to redeem for free travel – the Chase Sapphire Card is definitely a great option for consumers with good credit who want to use their card for travel while retaining the ability to trade points in for cash, gift cards, or other merchandise.

Here are the top 5 things I like about the direction Chase has taken with the Sapphire:

1. There’s no annual fee yet the card boasts flexible rewards options—travel, gift cards, online shopping and cash back
2. New cardholders will earn 10,000 bonus points after spending $500 during the first 3 months (worth $100 in rewards)
3. You can earn double points on dining and also when booking your airfare or hotel through Chase Ultimate Rewards
4. There are no annual caps, points never expire, and there are no travel restrictions or blackout dates
5. You can redeem travel rewards with a mix of points and credit while getting free trip cancellation insurance to boot!

If you’re tired of paying a big fat annual fee for your rewards credit card and simply want to find a solid rewards card that offers flexibility and the chance to quickly rack up points, the Chase Sapphire Card might be the perfect fit for your needs.

Read more details on the current offer from Chase and consider apply securely online here: Chase Sapphire No Annual Fee Rewards Card

*Chase Sapphire Card Review updated on May 11th, 2012

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