What is the Future of Credit?
July 27th, 2011
Who doesn’t love the Jetsons? They had just about every far-flung technological idea imaginable, including hovercrafts, personal robot slaves and cities in the sky…but they didn’t have 0% interest credit cards. Even the Jetsons were still using cash in 2062!
We may not have reached the Jetson’s level of space-age sophistication quite yet, but we’ve certainly got them beat in the payments department. So what kind of technological advancements will the next 50 years bring us in credit, credit cards, and credit scoring techniques? More »
Posted By: Nathan Nead | Comments (0)The Murky Underworld of Blackout Dates
January 27th, 2011
Close your eyes and imagine your boyfriend is taking you on a romantic date for your birthday. Admittedly, your boyfriend is kind of a scrub, and rarely pays for your meals, but this is an extraordinary day that you’ve waited all year for, so you’re expecting him to pick up the tab this time around. You lift the menu from the elegant white tablecloth and begin perusing the decadent options. You’ve been thinking about getting a world-class steak all day, and the peppercorn filet mignon with garlic mashed potatoes gets your mouth watering. More »
Posted By: Welles Wiley | Comments (0)5 Money Management Myths
December 1st, 2010
Money Management.
It can be the difference between living free from financial worries or scraping by from paycheck to paycheck. But there are several money management myths floating around that can act as roadblocks on your way to financial security.
Fear not, however, because we’re here to guide you through these myths and help establish a financial plan that’s right for you. More »
Posted By: Elisabeth Chan | Comments (1)5 Credit Card Myths
November 4th, 2010
That shiny piece of plastic burning a rectangle-shaped hole in your wallet is one of life’s trickiest necessities.
On the one hand, you can’t make it much farther than 25 without some line of credit to show for yourself.
On the other, credit cards are often intimidating: whole episodes of Oprah are dedicated to really good people with decades’ worth of credit card debt they didn’t mean to accrue. You’re a good person. Does that mean you are going to accrue a Kilimanjaro-sized mountain of debt as well? More »
Posted By: Elisabeth Chan | Comments (1)Yet Another FICO Credit-Scoring Myth
September 17th, 2010
Have you heard about how you can unlock your car by having someone transmit a signal from a spare remote key via your cell phone? Pretty cool, huh? Well, it doesn’t work.
Keyless remotes and cell phones operate on completely different frequencies, so don’t plan on this trick ever saving the day the next time you lock your keys in the trunk.
Regardless, I’ve heard this urban myth so many times over the past few months I even started to believe it might work. That is, until I saw it busted with my own eyes on perhaps the greatest show known to mankind—Mythbusters. Seriously, I can’t get enough of the Discovery Channel. More »
Posted By: Joshua Heckathorn | Comments (0)
