Credit Education

Credit Education

Should You Use a Credit Card to Pay Your Taxes?

If you’ve waited until now to file your taxes, you must be feeling the pressure to finish them fast. With just days to go until the April 15th deadline, it’s time to stop procrastinating and get it done. And the first step is figuring out how to pay your taxes. There are many ways to do it, but using a credit card can be a convenient and easy way to pay them. 
 

How Does Divorce Affect Your Credit Score?

For anyone who’s gotten divorced or is currently in the process of getting one, you know how painful divorce can be. And apart from the emotional strain, you now have to think about your finances too. A common concern among divorcees is what will happen to their finances once they separate. How will divorce affect their credit? Will it be damaged?  
 

Can Healthy Eating Save You Money?

Organic food, juice cleanses, and fancy new diets are all the rage these days. But these cost a lot of money. Organic food can be double the price of normal groceries, and juice cleanses and diets can cost up to hundreds, if not thousands, of dollars. As a result, many consumers think that eating healthy is too expensive for them. It sounds much cheaper to stick to the dollar menu at McDonald’s.

How to Spot Credit Card Fraud

Credit card fraud is a big problem in today’s world. And it can be a huge hassle to fix. But in order for you to fix the damage, you must first know that someone is using your credit card. This sounds quite simple, but many people don’t even realize that someone has stolen their identity. And you don’t want to wait until it is too late.
 
So, what should you do to quickly spot fraud?

Should You Freeze Your Credit?

It is important to take secure measures to protect yourself from identity theft. And with all the hackings at Target and other large retail stores, this has become even clearer recently. In the past, you may have thought that keeping your credit card information private and close to you at all times would stop identity theft. But with the new hackings, it looks like that’s not enough anymore. Hackers can get your information simply because you used your credit card. And then they can start running up charges on your existing accounts or opening new ones.
 

6 Ways to Stop Overspending

Do you wonder why all your money disappears so fast? Do you constantly find yourself overspending? Do you reach or exceed your credit limit often? 
 

How to Get the Best Credit Card Deal

There are hundreds of credit cards on the market, and it can be hard to separate the good cards from the bad. Every credit card has its own marketing campaign, and they may send out offer letters and pamphlets detailing the great qualities of that card. But, what they advertise may not always be what you get. Many cards show off their rewards, while minimizing the talk about fee, interest rates, and other things you may not find enticing. So, before you fall for a flashy credit card offer, ask the following questions and decide if it is really right for you.
 

Credit Card Churning: Should You Do It?

Free flights, hotel stays, cruises, discounted travels... these are just some of the many rewards that you can earn by using a travel credit card. So, in the hopes of earning more of these rewards, an increasing number of people have started to make a habit of opening multiple credit cards at once to get the points. While this may seem like a great idea in theory, it can be very damaging to your finances.

Common Credit Card Terms Explained

Without understanding basic credit card lingo, you can easily find yourself confused and in debt. There are many terms that credit card offers and statements throw around that you may not know. So, it is important to familiarize yourself with these terms before you get into something you may not want. The following definitions can help you better understand commonly used words and phrases in the credit card industry.

Loan or Credit: What’s the Best Way to Make a Big Purchase?

Whether it’s a new home, car, family vacation, or something else entirely, big purchases involve a lot of planning and thought. And if you’re ready for the buy, you’ve certainly researched your options and made a decision. But you may be stuck deciding how to pay for it. Before you make the purchase, consider your payment options. Some ways of paying can be better suited to your needs than others.
 

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