» a credit and personal finance blog

Chase Freedom Card Offers $75 Cash Back at Amazon.com

December 28th, 2011

Chase Freedom Card

Do you have some post-holiday shopping you’ve been wanting to do for yourself?

If so, Chase just announced a great new promotion for Chase Freedom cardholders to kick off 2012.  When you shop at Amazon.com from 1/1/12 through 3/31/12, you can earn 5% cash back on up to $1,500 in purchases.  That’s $75 cash back, which is really a great deal for a credit card with no annual fee. More »

Posted By: Elisabeth Chan | Comments (0)

How to Get More from Your Credit Cards via Social Media

December 26th, 2011

Anyone who has ever tried to choose between dozens of rewards credit cards knows just how confusing it can be. There are different amounts of points given, different types of points given, and different rewards given.  Figuring out which card is best for your situation can be a time consuming, never-ending process!

But what if I told you that some of the best credit card perks don’t even come from the rewards program you pick?  In fact, credit card companies are actually giving away some of the most valuable benefits just for being their friend. More »

Posted By: Jeff Greatorex | Comments (0)

To Pin or Not to Pin

November 30th, 2011

chip and pin credit cards

If life takes Visa, and Mastercard covers everything except those priceless moments money can’t buy, then all I need to enjoy my trip overseas is my credit card, right?

Not necessarily, as some Americans have found during trips abroad over the past few years by getting stuck in train stations or embarrassed in restaurants and shops when their credit cards are declined. This can happen even when travelers take the recommended precautions, like making sure their accounts are in good standing and contacting their card issuer before the trip to make sure fraud detection safeguards aren’t activated by the first overseas purchase. More »

Posted By: Joshua Heckathorn | Comments (0)

Shopping Online? Don’t Store Your Credit Card Information

November 28th, 2011

Most of your favorite shopping sites will allow you to store credit card information in order to speed up the checkout process.  Online retailers know this added feature not only saves customers time, but it also helps move a lot more “browsers” to actual buyers.  It’s a win-win for merchants.

Unfortunately, the problem for consumers is that storing your credit card information on a retailer’s servers leaves your personal credit card data at risk.  How much risk?  Well, here’s a scary statistic for you. More »

Posted By: Elisabeth Chan | Comments (1)

Top 5 Ways to Say No to Retail Credit Cards

November 23rd, 2011

“Would you like to save 10% on your purchase today?”

You’re going to hear this question a lot this holiday season, so avoid the awkward silence and be prepared with a quick comeback to throw the cashier off guard.  Here are 5 of my top favorites: More »

Posted By: Joshua Heckathorn | Comments (2)
Find the best credit card for you.
What type of card are you interested in?
How much do you spend each month?

Do you ever carry a balance?


 

When a lender forecloses on a home, it can choose to either forgive any remaining debt or pursue the homeowner for a deficiency judgment. If the lender chooses to...

It really is a classic Catch-22. You've got to have credit to get credit. So if you have no credit history at all, how should you go about building...

Disclosure: Creditnet.com has financial relationships with some of the companies featured on this site. Although we may be compensated if a visitor chooses to apply or signup for a product/service via our links, we will always give consumers our honest and unbiased opinions on the financial products/services reviewed.