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Best Credit Cards for the Multitasking Moms

Being a parent means multitasking. Whether it be running to the drugstore, picking your kids up from soccer, or making dinner for the family, you are constantly busy doing things for your children. And all these things costs money. Prescriptions, gas, food, clothing- they might be small, but they add up fast.
 

Common Credit Card Terms Explained

Without understanding basic credit card lingo, you can easily find yourself confused and in debt. There are many terms that credit card offers and statements throw around that you may not know. So, it is important to familiarize yourself with these terms before you get into something you may not want. The following definitions can help you better understand commonly used words and phrases in the credit card industry.

How Can I Get a Lower Interest Rate on My Credit Card?

Are you paying more in credit card interest than seems fair?
 
If so, you may want to consider calling your credit card company. Although it may seem too good to be true, simply calling your credit card provider and telling them that you are unhappy with your current interest rate can get them to lower it. Credit card issuers want to keep their customers happy, so as long as you have a good payment history and your balance is low, most card issuers will be eager to please you to keep your business.
 

Are New Technologies Replacing Credit Cards?

Technology is advancing and so is your credit card. Visa and MasterCard announced separately on Wednesday that they would be introducing Internet-based technologies to make it easier for shoppers to buy things at retail stores. Instead of pulling out a credit card, consumers will have a mobile app to make purchases. There will be no need to swipe a card or put in a PIN number.The customer can just make a purchase by tapping the phone to a store’s card reader. 

Loan or Credit: What’s the Best Way to Make a Big Purchase?

Whether it’s a new home, car, family vacation, or something else entirely, big purchases involve a lot of planning and thought. And if you’re ready for the buy, you’ve certainly researched your options and made a decision. But you may be stuck deciding how to pay for it. Before you make the purchase, consider your payment options. Some ways of paying can be better suited to your needs than others.
 

How Does Credit Card Interest Work?

If you have a credit card, you’ve heard of interest. But you may not know exactly how it works. Many consumers operate without actually knowing how the interest on their credit cards is calculated. But it is important to understand how interest works, so you can be an educated consumer and use your credit card effectively.

Where is Discover accepted?

Discover is a great credit card company that offers excellent customer service and rewards, but it has a reputation for not being widely accepted. As a result, some consumers have shied away from getting Discover credit cards. In the past, this may have been true. But Discover’s merchant acceptance has spread dramatically over the past couple years, and the idea that they are not widely accepted is simply no longer true.

What Does it Mean to Transfer My Credit Card Balance?

You’ve heard of balance transfers, but you may not know exactly what it can do for you. Credit card balance transfers can be a great way to simplify and save. So, if you’ve racked up some debt on a high-interest credit card, transferring the balance to a card with a lower interest rate can help you save some serious cash.

Visa Signature vs. World MasterCard

Are you trying to decide between the Visa Signature and World MasterCard? Both of these cards are premier credit cards that offer top of the line services and perks. If you have either of these cards, you are in an elite status of credit card that rewards you with many bonus benefits in addition to your card’s existing features. Although Visa Signature and World MasterCard come from different providers, these cards seem very similar with the great perks that each card offers. So, what is the difference between them? How can you decide which one to get?

What Benefits Do World MasterCard Credit Cards Provide?

Although you may have heard of the World MasterCard, you may be unsure what makes the World different from other MasterCards. Like the Visa Signature card for Visa, the World MasterCard is a premium card in the MasterCard collection that offers an abundance of rewards exclusive to cardholders. This select card offers opportunities geared especially towards travelers that you may not know about.

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