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Should you consider consumer credit counseling?

This guest post was written by Michelle Blackmore; Michelle is a financial writer who has insightful knowledge on the contemporary financial issues and the economic state that the nation is going through. She currently writes financial articles for various websites, communities and blogs.

Credit Cards for Bad Credit in 2013: The Best and Worst Options for Consumers

We've had a lot to say about bad credit credit cards over the years, but with a new year comes new cards, new issuers and new options.

American Express Serve® - Why This Prepaid Card is Actually a Whole Lot More

Update: This credit card has changed since this article was published. You can check out the most up-to-date details on this card here: American Express Serve®.

On its surface, American Express Serve® looks like a prepaid card - albeit a great one. You load money on to it, you use it to make purchases, and you keep it in your wallet. 

Pretty standard, right?

Discover it Card Review

Update: This credit card offer may have changed since this article was published. You can check out the most up-to-date details on this card here: Discover it® Card.

The Discover it™ Card is the newest cash back credit card issued by Discover. Taking the place of the Discover More Card series - as well as numerous variations of their student More cards - consumers will find the Discover it Card very similar, albeit with some serious upgrades.

Merry Christmas from Creditnet!

Wishing you a Merry Christmas and a Happy Festivus from everyone at Creditnet!

Creditnet's Five Best Credit Cards of 2013

One of my favorite things about the end of the year are all the lists that come out; some are reflective and rank the best of the year, while others look to the future and what's to come. 

How to Improve Your Credit Score in the New Year

'How do you plan on improving your credit score in 2013?'

I posted this question to the always reliable and active Credit Talk Forum the other day, and was met with a few responses from some loyal contributors that have been around the forum a lot longer than I have.

Paying Interest vs. Earning Interest

This guest post was written by Miranda Marquit. Miranda is a freelance writer and professional blogger. Her blog is Planting Money Seeds.

When we think about interest, many of us immediately think about paying it. High interest credit cards come to mind, and we dismiss interest as a bad thing.

Have Confidence In Your Credit

This guest post was written by Rob, a personal finance blogger and editor of www.money-fox.com, the personal finance blog that aims to help you to become more financially resourceful.

With an increasing number of people feeling insecure in their jobs and the cost of living continuing to rise, recent studies have shown that young people feel more confident and have better self-esteem if they know their credit score is good.

Ask Creditnet: Are prepaid debit cards a good holiday gift for kids?

Dear Creditnet: Is there any difference between giving someone a prepaid debit card or a gift card this holiday? I've given gift cards before, but I'm curious if there's any benefit to giving my kids a prepaid debit. Thanks! - Tim L. from VT

Answer: The short answer is yes - a prepaid debit card is a good gift idea for your son or daughter this holiday. The long answer, however, is a little more complicated. Let's start with your first question...

How are gift cards and prepaid debit cards different?

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