Chase Sapphire Card: Flexible Rewards & No Annual Fee
April 29th, 2010
It’s becoming increasingly difficult these days to find no annual fee credit cards that offer flexible yet competitive rewards programs. Chase, however, with its launch of the Sapphire Card last year, is doing its best to fill the void.
And while this card probably isn’t for the hardcore frequent flier who only cares about one thing – racking up miles to redeem for travel – the Chase Sapphire Card is definitely a great option for consumers with good credit who want to use their card for travel while retaining the ability to trade points in for cash, gift cards, or other merchandise. More »
Posted By: Joshua Heckathorn | Comments (2)Should We Get A Free Credit Score Each Year Too?
April 21st, 2010We can already get our “free” credit reports through annualcreditreport.com—one from Experian, TransUnion, and Equifax each year. Now, a lot of people think consumers should be entitled to a free credit score too?
Not a fake one that lenders wouldn’t ever use to asses our risk, but a real credit score that matters. You know, one that lenders will actually consider when determining how much credit to offer, at what rate, and under what terms and conditions. More »
Posted By: Joshua Heckathorn | Comments (1)Ask Creditnet: Interest Rate Jacked on Existing Balance
April 15th, 2010
Dear Creditnet: The issuer of my primary credit card just sent me notice saying they’re raising the rate on my existing balance to 30 percent. My account is already into the thousands and I can barely make payments as it is!
I have been a little late in the past, for which I will now be massively penalized. Is there anything I can do? Any recourse? More »
Posted By: Joshua Heckathorn | Comments (0)Hurts So Good
April 9th, 2010
At its most basic level, economics is really the science of trying to explain and predict human nature. Everything we do throughout a day, every decision we make, is based on supply, demand and price.
Even things we do that seemingly have nothing to do with money can be boiled down to these principles. Where you sit at lunch, the friends you choose and even whom you married can be explained through economic terms. (A word of advice—don’t tell your spouse you married him/her because of supply, demand and price. Trust me, that conversation doesn’t go over well.) More »
Posted By: Spencer Edwards | Comments (2)No More “Free” Reports from FreeCreditReport.com
April 1st, 2010
I checked out FreeCreditReport.com today because I was interested to see what changes have been made in light of the new rules that take effect this week.
As you might recall, new regulations that were part of the CARD Act of 2009 require free credit report advertisers to clearly state that there’s only one authorized place to get a truly free credit report—AnnualCreditReport.com. The deadline to make this change for online advertisers is April 2nd, while the same requirement for TV and radio ads doesn’t take effect until September. More »
Posted By: Joshua Heckathorn | Comments (2)
