This Credit Card Isn’t Mine – What Should I Do?
March 24th, 2010
Dear Creditnet: I just pulled my credit report and found out I have a credit card for $1,000, but I never applied for this card. What should I do? More »
Posted By: Joshua Heckathorn | Comments (1)Wells Fargo Jumps Off the Wagon
March 18th, 2010
Higher interest rates for new credit card offers have become the norm in recent months. Credit issuers that quickly jumped on the rate-jacking wagon last year have blamed the increases on tighter regulations set forth by the CARD Act, difficult economic conditions, and increased risk in consumer credit markets. More »
Posted By: Joshua Heckathorn | Comments (0)Credit Card Lover in a Cash-Only World
March 10th, 2010
I really dislike carrying cash. It’s dirty, makes my wallet annoyingly bulky, and always seems to disappear faster than it should. What’s even worse is ending up with a pocket full of change after being forced to buy something with it. The horror!
I used to catch my Mom throwing away pennies when I was kid because she didn’t want to carry them, but frankly, I can’t bring myself to do that. I’m too cheap. So I do the next best thing…dump the change into my wife’s bottomless purse to never be seen again. I guess it has basically the same effect, but mentally I can handle it much better. More »
Posted By: Joshua Heckathorn | Comments (2)Getting a New Credit Card? What to Do with Old Cards
March 4th, 2010
Dear Creditnet: I’m thinking about applying for a new hotel rewards credit card, but I already have two other cards with high limits. One card has a $34,000 limit, and I don’t even use it.
Before applying for the new card, should I ask to have this account closed or the credit limit reduced to the minimum? I don’t want to have my credit score dinged too bad by having a new card. More »
Posted By: Creditnet.com | Comments (1)
