Party Like It’s 2009
December 30th, 2009
Remember partying like it was 1999?
Yeah, that was ten years ago. Since then you may have been able to hide your collection of Limp Bizkit CDs, stop wearing jean shorts and change your “Rachel” hairstyle (frosted tips for guys), but unfortunately you can’t remove that barbed wire tattoo from around your bicep.
Show of hands —who else thought this decade would be dominated by Sisqo and his Thong Song (parts 1-5)? Ok, maybe I’m the only one. More »
Posted By: Spencer Edwards | Comments (1)Happy Holidays from Creditnet!
December 24th, 2009
The team at Creditnet.com would like to wish each of you a joyous holiday season and a prosperous, debt-free New Year!
Oh, and whatever you do this year to celebrate, just don’t eat too much of the icing that comes with those pre-made gingerbread houses. That stuff is lethal.
Posted By: Creditnet.com | Comments (0)Tsongas’ Amendment Seeks Level Playing Field
December 15th, 2009
It’s been ten months since I first wrote about Experian ending it’s partnership with Fair Isaac. Since then, consumers have been unable to purchase their FICO scores based on Experian’s data, while lenders’ access to the scores has remain unchanged.
The fact that individuals can only purchase two of their FICO credit scores while lenders can still access all three has not only outraged consumers across the country, but also many consumer advocacy groups and representatives in Congress. If any credit bureau wants to sell their credit scores to lenders, consumers should have the ability to purchase those same scores too. It’s only fair, right? There needs to be a level playing field between consumers and creditors. More »
Posted By: Joshua Heckathorn | Comments (0)Naughty or Nice? Citi Rewards Students for Being Good
December 11th, 2009
This holiday season, Citibank is offering new student cardholders of its Citi Forward(SM) Card for College Students and Citi® mtvU™ Platinum Select® Visa® Card for College Students enough bonus points to redeem $25 in gift cards and more. While credit is being portrayed poorly in the media right now, it’s refreshing to see some credit issuers like Citibank actually step up and offer incentives to customers for responsible use of credit.
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How Closed Credit Cards Affect Your Credit Score
December 8th, 2009
Dear Creditnet: I haven’t used my credit card in a long time, and I think they may have closed it on me. The expiration date on my card passed a few months ago, and they didn’t send me a new one. It had a pretty large credit line. Was my credit score dinged?
Answer: You never received a replacement credit card in the mail, but that doesn’t necessarily mean your account was closed. The bank may have made an error and failed to send a new card, or perhaps the card was lost in the mail? You need to do some legwork first to determine the true status of your account. More »
Posted By: Joshua Heckathorn | Comments (2)
