Yael Kent

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Yael Kent

Yael Kent is a personal finance enthusiast with experience writing about credit cards, credit repair, debt, and more. In addition to being an editor at Creditnet, she has been featured on Yahoo Finance, Reuters, and other financial sites.

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Recent Blogs

What You Need to Know About the EMV October Liability Shift

For many years, all liability for fraudulent transactions has been assumed by credit card companies. However, the global numbers for credit card fraud have continued to grow, and major credit card companies have been working on a solution to the problem.

Visa, MasterCard and EuroPay are some of the biggest companies in the industry. After spending nearly a decade working on a solution, these major companies have decided to move consumers away from using magnetic strip cards and towards EMV.

Behavioral Finance 101

Personal finance is a difficult topic for most people. It combines several different tasks that the human brain just isn't wired to handle well, like forecasting a long ways into the future, making numerical predictions and calculations based on those forecasts, and assessing risk. Moreover, buying a house, saving for retirement, or other big financial decisions tend to be emotionally charged, so making an informed decision is even more difficult.

Why the US Economy is Ok

Americans endured what was known as one the worst recession since the Great Depression of the 1930s in 2008. The housing market boomed and then crashed – everything else went along with it. The job market was brutal, and wages simply were not competing with the rapid inflation of those times. And even though the actual recession is technically over, we are still recovering from the damage that the recession has done 7 years ago. Even more, we have seen that the stock market in the past couple of days has shown dramatic drops.

Six Ways a Credit Card Can Save You Hundreds on Back to School Shopping

Anyone who has ever stepped foot inside a department store between the end of August and the beginning of September can describe how hectic back to school shopping can be. According to the National Retail Federation, back to school shopping is one of the biggest retail seasons of the year as Americans are expected to spend nearly $70 billion on shopping for students from kindergarten to college in 2015.

The Death of Credit Cards

Everywhere you look today, people are using their mobile devices to make and accept payments. From the coffee shop to the taxi stand, the wine bar to the tire place, tiny swipe-and-go devices are replacing the traditional cash register.

But is this sudden reliance on all things mobile for transmitting the most sensitive data premature? How can you keep your identity safe, your customers' identities safe and your company safe while still keeping up with the latest technology? Here are five tips to consider as you decide when, where, how, and how much to make the switch.

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