Joshua Heckathorn

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Joshua Heckathorn

Joshua Heckathorn was President of Creditnet, is a credit expert and has been featured on CNNMoney, FOX Business, Yahoo Finance, The Street, and many other national publications during the past ten years.  He received a Bachelor of Science in Management (Finance) from Brigham Young University's Marriott School of Business and earned his MBA from Seattle University.

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Recent Blogs

Credit Card Execs Prepare for Obama Beat Down

The Obama administration has been largely silent about the credit card holder bill of rights since last year's presidential campaign. However, a meeting scheduled for today with key executives from 14 major credit issuers suggests Obama is finally gearing up for an extended beat down that will have lasting effects on how credit card companies do business.

Credit Card Fees Now Deductible When Paying Uncle Sam

Uncle Sam

Have you avoided paying your tax bill with a credit card because you just couldn't bear paying any more than you must to anyone on April 15th? I suspect many of you fall into this category, as do I. Even if the dollar amount is small, the thought of paying an additional 2.49% to cover the fee charged by credit card companies always makes me cringe. So, I continue to pull out the trusty checkbook, dust it off, and write one of the handful of checks I send out each year.

Suze Orman Changes Her Mind

The Queen of Personal Finance or Ugly Vests, whichever you prefer, recently shocked followers when she announced on the Oprah Show that it's time for some people to finally give up on paying down nasty credit card debt and stash their cash instead. What? I'm sorry Suze, but you really blew it with this one. Paying the minimum balance on credit cards is now and always has been a poor financial decision.

Frugality Becomes Chic

Rise up all you frugalists and be heard! Now is your time to finally enjoy some bragging rights. While your friends bought multiple homes, boats, cars, and racked up some serious credit card debt to keep up with the latest trends, you quietly lived within your means and saved up a pile of cash for troubled times. It may not have been easy at first, but after awhile you found it became a natural part of your everyday life.

Citi mtvU Platinum Select Visa Card for College Students

citimtvu

I wish credit issuers had been innovative enough to release credit cards like Citi's mtvU Platinum Select Visa Card when I was in undergraduate school. I don't even remember having access to rewards program as a first-time credit card holder, not to mention a program that would reward me well for the all things I did every day as as student.

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