Alice Bryant

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Alice Bryant

Alice Bryant is the Editor of Creditnet and a personal finance expert with over a decade of experience writing about credit cards, credit scores, debt repair, and more.

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Recent Blogs

Should You Tap Social Security Benefits Early?

Social Security (SS) benefits belong to the workers who paid into the system. The United States government has given the citizens the ability to choose when they retire. Should you tap your Social Security benefits early?
 
In many ways, it seems like everyone would want to tap their government benefits as early as possible. So why don't they? Choosing when to retire is a very complex decision.
 

How Expensive is Your City?

Many individuals today are struggling with high expenses and may be having trouble making ends meet. For some, it is a regular battle each month to find funds available to pay all of the bills that pile up in a mailbox. Others may be falling farther behind each month because their spending exceeds their take-home income. If you can relate to these financial challenges, it may have crossed your mind that your city may simply be too expensive for you to live in. 

They Know What You’ve Been Buying: How Insurance Gets Your Spending Data

As news reports started coming out last year that insurers and healthcare providers were tracking and analyzing individual's spending data, a lot of people were immensely shocked. This personal data is accumulated from various sources, oftentimes without prior knowledge or permission. Knowing that our personal spending behaviors are used to assess health concerns, risks, and more seems invasive and intrusive in our freedom and rights to privacy. The truth is that some privacy laws will protect us, but our information is out there.
 

How Much Is Your New Year’s Resolution Costing You?

Every year once the bills start coming in, the New Year's resolutions to save money, put money away for retirement and/or pay down your debt start to fall by the wayside. New bills, unexpected expenses and temptations are everywhere. Yes, you may want to "throw in the towel" and break your New Year's resolution. You may even be asking yourself why you made the resolution in the first place. The very first thing you should do before deciding to break your resolution is to ask yourself the following questions.

How to Organize Your Finances for the New Year

A new year is imminent, and well-planned individuals are now considering their new year’s resolutions for 2015. All over the country, consumers will quickly be signing up for gym memberships, purchasing self-help books and swearing off their wicked behaviors.
 

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