Credit 101 Articles
Welcome credit newbies! Are you ready to become a savvy credit card user? If so, your journey begins with the credit advice you'll find here.
Gain essential credit knowledge by exploring our Credit 101 articles covering everything from "What is credit?" to "How to choose and use a balance transfer credit card."
- How to Deal with New Annual Fees
October 11, 2011
You're a responsible credit card user. You live within your means and pay your balances in full each month. It's likely you even have several credit cards in your... - 5 Credit Tips for Teens
July 19, 2011
Who do you think is more likely to get into trouble using credit cards? A college freshman who was never exposed to credit his entire life, or a teenager... - Common Credit Card Fees
June 15, 2011
All credit cards have fees. In fact, the key to becoming a savvy credit card user lies in understanding what they are and how to avoid them. To... - How to Choose and Use a Balance Transfer Credit Card
December 2, 2010
Advertisements promoting zero-percent balance transfer offers can look quite appealing when high-interest credit card debt is keeping you up at night. What could be better than transferring your debt... - How to Cancel Credit Cards the Right Way
November 4, 2010
If your goal is to improve your credit score, closing all your credit cards isn't going to help. However, there are various legitimate reasons for closing credit... - Credit CARD Act of 2009: 5 Must-Know Nuggets
September 30, 2009
Signed into law by President Obama on May 22nd, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 marks a significant turning point for America's credit card industry.... - ABCs of Credit: What is Credit?
May 4, 2009
Nothing down, 24 monthly payments! Low, low 2.9% APR! We may not hear those words as much as we did in the past; however, we still live in world... - The Payment Allocation Provision - A Credit Card Company's Best Friend
August 19, 2008
It makes logical sense that consumers should have the power to choose how their payments apply to credit card debt. Of course, some must go towards paying interest charges... - Beware of Credit Card Currency Conversion Fees!
June 2, 2008
As credit card issuers continue to look for additional ways to boost fee revenue in the midst of the credit crisis, consumers traveling overseas should pay special attention to foreign... - The Fed Cracks Down on Credit Card Companies - Too Little Too Late?
May 19, 2008
In early May the Fed issued several new proposals designed to protect consumers by restricting various credit card billing practices and requiring more clarity in disclosure of costs. The...
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