Featured Articles about Credit by Creditnet.com

Featured articles written by Creditnet staff to inform, educate, and empower you in the world of credit

Credit 101

  • ABCs of Credit: What is Credit?
    May 4, 2009
    Nothing down, 24 monthly payments! Low, low 2.9% APR! We may not hear those words as much as we did in the past; however, we still live in world...

  • How to Cancel Credit Cards the Right Way
    September 4, 2008
    If your goal is to improve your credit score, closing credit card accounts is not going to help. However, there are various legitimate reasons for closing credit lines. ...

  • The Payment Allocation Provision - A Credit Card Company's Best Friend
    August 19, 2008
    It makes logical sense that consumers should have the power to choose how their payments apply to credit card debt. Of course, some must go towards paying interest charges...

  • How to Choose and Use a Balance Transfer Credit Card
    July 17, 2008
    Advertisements promoting zero-percent balance transfer offers can look quite appealing when high-interest credit card debt is keeping you up at night. What could be better than transferring your debt...

  • Beware of Credit Card Currency Conversion Fees!
    June 2, 2008
    As credit card issuers continue to look for additional ways to boost fee revenue in the midst of the credit crisis, consumers traveling overseas should pay special attention to foreign...

Credit in the News

College Credit

Credit Repair & Debt

  • Top 5 Ways to Spring Clean Your Credit
    April 9, 2009
    Spring is meant to be a time of renewal and rejuvenation. For many people, this might include cleaning out the old attic or scrubbing the entire house from floor...

  • 2009 - The Year to Get Rid of Debt
    January 5, 2009
    Consumers have truly witnessed an ironic turn of events in the credit card world. For decades credit issuers have ferociously competed to be the first card in...

  • Don't Become a Foreclosure Statistic
    November 3, 2008
    Home foreclosures rose to the highest level on record in the third quarter of 2008, according to , a leading online real estate marketplace and publisher of...

Credit Scores & Credit Reports

  • Why Credit Still Counts
    June 5, 2009
    It's easy to despise the credit issuers. Who else should we blame for the ugly state in which our credit card industry exists today? Should we blame consumers for...

  • What Makes Up Your FICO Score?
    January 19, 2009
    Perhaps the most common question about credit is, "What makes up my FICO Score?" That may not surprise you since you're reading this article to answer that very question....

  • How to Start Building Credit from Scratch
    November 30, 2008
    It really is a classic Catch-22 - You've got to have credit to get credit. So, if you have no credit history at all, how should you go about...

  • Top 10 Things You Can Do Today to Improve Your Credit
    May 26, 2008
    The most difficult part about beginning a new exercise routine is often getting your butt off the couch to go to the gym. Yes, those endless reruns of...

Identity Theft

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Closed by Consumer vs. Closed by Creditor


A closed credit card account will show up on your credit report as either "Closed by Consumer" or "Closed by Creditor". The words may not be exactly the same,...

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Featured
Articles

How to Choose and Use a Balance Transfer Credit Card


Advertisements promoting zero-percent balance transfer offers can look quite appealing when high-interest credit card debt is keeping you up at night. What could be better than transferring your debt...

Read More