No Annual Fee Cards

Hate paying an annual fee to use your credit card? Check out our no annual fee credit cards below.

Many of these no annual fee credit cards even offer introductory rates as low as 0%, meaning you can have a "free" loan with your free card for an introductory period. A free credit card can even earn you rewards such as miles, cashback, merchandise, hotel stays, and more. Offered by Visa, MasterCard, American Express, and Discover.

Discover® More® Card

  • Earn up to 5% cash back!
  • Unlimited cash back on all other purchases
  • No interest on balance transfers for a FULL 15 months!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 15 mo.

Chase Sapphire℠
No Annual Fee Travel Rewards

chase sapphire points card
  • 10,000 bonus points after first purchase
  • Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
  • Earn double points per $1 on airfare booked through Ultimate Rewards!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Discover ® Open Road (SM) Card

  • Double cashback at gas stations and restaurants
  • Up to 20% cashback bonus through Discover's exclusive online shopping mall
  • Up to 1% cashback on all other purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers Up to 12 mo.

Slate℠ from Chase

chase slate with blueprint financial management no interest
  • New innovative card design
  • Blueprint(SM) free and customizable account features that help you avoid unnecessary interest and pay your balances down faster, providing unprecedented control over managing your card
  • 0% intro APR for up to 12 months
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Up to 12 mo. $0 No
Balance Transfers

Citi® Platinum Select® MasterCard®

citi platinum select credit card reward card
  • 0% intro APR
  • No annual fee*
  • Generous credit line
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0* No
Balance Transfers 18 mo.

Chase Freedom℠ MasterCard®

chase freedom cash back card
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 12 mo.

Citi Forward® Card

citi forward card
  • More than 8,500 Bonus Points!
  • Earn bonus points for paying on time and being green!
  • Up to 5 points per $1 spent
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes
Balance Transfers 12 mo.

Blue Cash® from American Express®

amex blue cash cashback credit card
  • Earn up to 5% cash back on everyday purchases - even gas!
  • 0% intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes

Miles by Discover® Card

miles card by discover airline miles reward card
  • Earn up to 12,000 Bonus Miles in 1st Year
  • Book any travel, any airline, any time
  • Redeem for travel, gift cards, or cash!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers

Discover® More® Card - Black
Cashback and 0% interest for a FULL 12 months

Discover More Black cashback bonus card
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 9 mo. $0 Yes
Balance Transfers 12 mo.

Discover® More® Card - $75 Cashback Bonus

Discover® Cashback Bonus Card
  • Get $75 Cashback Bonus after you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 12 mo.

Citi® Diamond Preferred® Rewards Card

citi diamond preferred reward credit card
  • No annual fee
  • 0% APR for 12 months*
  • Free Rewards Program
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes
Balance Transfers

Citi® Dividend Platinum Select® MasterCard®

citi dividend platinum cash back card
  • Earn 5% cash back at restaurants, car rentals, and hotels!
  • Full 1% cash back on all other eligible purchases and cash advances!
  • Earn an additional 5% (on average) cash back through Citi Bonus Cash Center®!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Balance Transfers 15 mo. $0 Yes

The Prepaid Baby Phat Rushcard

prepaid baby phat rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

Citi® mtvU™ Platinum Select® Visa® Card for College Students

mtvu platinum student visa credit card
  • No cosigner required!
  • Earn bonus points for paying on time and maintaining a good GPA!
  • Earn up to 5 ThankYou® Points per dollar you spend
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo.* $0 Yes

Vision Premier® Prepaid Visa® Card

vision prepaid visa
  • Guaranteed Approval*, No Credit Checks!
  • NO overdraft fees or interest charges
  • Low weekly fee is waived with Direct Deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $29.95 $0 No Bad Credit OK

MTV® Visa® Card From Capital One® - Good Credit

capital one mtv visa for good credit
  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Jul 2011 $0 Yes

Discover® Student Card - Monogram Collection

Discover student cash back monogram card
  • Unlimited cash rewards
  • Up to 20% Cashback Bonus® when you shop online*
  • Personalize your card with a monogram of your initials!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes

Discover® Motiva(SM) Card

discover motiva cash back credit card
  • Up to 20% Cashback Bonus® at Top Online Retailers*
  • Earn double rewards when redeeming for gift certificates at select retailers
  • Free payment online or over the phone - even on your due date!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
3.99% Purchases 12 mo. $0 Yes
Balance Transfers 15 mo.

Discover® Open Road℠ Card for Students

Discover Open Road for Students gas rebate card
  • Up to 5% in cash back rebates
  • Earn up to a 20% Cashback Bonus® when you shop at Top Online Retailers*
  • Double your rewards when you redeem for gift cards from over 100 Cashback Bonus® partners
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes

Discover® Student Clear Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 No

Discover® Student Credit Card

  • No Annual Fee
  • Up to 5% rebate
  • Online Bill Payment
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 No

Citi Forward® Card for College Students

citi forward student credit card
  • Up to 5 points per $1
  • Earn up to 8,500 bonus points as a new cardholder
  • No cosigner required!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes
Balance Transfers 12 mo.

Discover® Student Tropical Beach Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 No

Blue Sky® from American Express®

amex blue sky airline miles card
  • 0% intro APR for 6 months on purchases
  • Redeem points for air, hotel, car, cruise
  • Points can be redeemed for cash savings up to the full cost of travel purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes

Capital One® No Hassle MilesSM Rewards Credit Card
For People with Good Credit

cap one no hassle miles reward credit card good credit
  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Jul 2011 $0 Yes

Capital One® Platinum Credit Card

low interest rate credit card no annual fee capital one
  • 0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours
  • Transfer your higher-rate balances
  • No foreign transaction fees
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Jul 2011 $0 No
Balance Transfers

Capital One® Orbitz® Visa® Platinum - Excellent Credit

capital one orbitz signature card
  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Jul 2011 $0 Yes

Capital One® Platinum Prestige Credit Card

capital one platinum plus excellent credit low interest credit card
  • 0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours
  • Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss
  • No foreign transaction fees
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Jul 2011 $0 No
Balance Transfers

Capital One® VentureOne(SM) Rewards Credit Card

Capital One® VentureOneSM
  • 1.25 miles per dollar on every purchase, every day
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Jul 2011 $0 Yes

The Prepaid Visa Rushcard

prepaid visa rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

Simmons First Visa Platinum Rewards

simmons first rewards card
  • Low variable standard APR for purchases and balance transfers
  • No balance transfer fee with this online offer!
  • Travel rewards: airlines with no blackout dates, hotels, cruises, vacation packages, car rentals, and more
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Simmons First Visa Platinum - Low APR Card

simmons first visa platinum card
  • Low interest rate on purchases, balance transfers, and cash advances!
  • Free balance transfers with this online offer
  • No annual fee
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 No

Public Savings Bank Visa Card

credit card for bad credit, builds good credit
  • 0% interest on purchases for 6 months
  • Credit limit up to $5,000!
  • Build/Rebuild credit history - Reports to all 3 major credit bureaus
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
11.24% $75.00 $0 Yes Bad Credit OK

IberiaBank Visa® Gold Cash Back Card

gold cash back rewards card with low interest rate
  • Earn 1% cash back on all purchases, with no limit of rebates earned
  • Low intro interest rate on balance transfers
  • Up to $500,000 in travel accident insurance
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

IberiaBank Visa® Classic

low interest cash advance credit card
  • Low intro rate of 1.99% on balance transfers
  • Low rate on cash advances
  • Free online access to your account
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 No

IberiaBank Visa® Platinum Rewards

rewards credit card with low interest
  • Earn points for each purchase, redeem for worldwide travel, merchandise, gift certificates, and more
  • Low introductory rate for balance transfers
  • Travel accident insurance up to $1,000,000
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

Ink Cash℠ Business Card

Cash back business credit card
  • 3% cash back on gas, restaurants, office supply and home improvement purchases
  • Unlimited 1% cash back on all other purchases; no limit on annual earnings
  • Free additional cards for employees
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers

Card for
No Annual Fee

chase sapphire points card
Chase Sapphire℠
Travel Rewards

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