Low Rate Secured MasterCard® from Capital One Canada

canadian low interest rate credit card for bad credit
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.9% $0 $69.00 Yes Bad Credit OK

Creditnet's Review

If you have damaged credit (i.e. filed for bankruptcy), no credit, or are new to Canada, the Guaranteed Secured MasterCard: Low Rate from Capital One Canada can help you build credit. As long as you pay your bills on time, the Guaranteed Secured MasterCard: Low Rate from Capital One Canada credit card can help you establish or re-establish your credit. In addition to establishing a positive credit history, you'll also save money on interest payments because of the low, long-term rate.

Just because you are new to the country, new to credit, or have made credit mistakes in the past doesn't mean you can't enjoy the benefits of having a credit card. Some of these benefits are as follows:

  • $0 liability from unauthorized use
  • Customer service 24/7 online or via phone
  • Master RoadAssist Roadside Service
  • MasterCard PayPass*

Take advantage of this low, long-term rate while establishing your credit by applying today!

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Apply Now
Purchase Rates
Intro APR: n/a
Intro Period: n/a
Ongoing APR: 14.9%
Default APR: 19.80%
Balance Transfer and Cash Advance Rates
Balance Transfers Cash Advances
Intro APR†: n/a Intro APR†: n/a
Intro Period: n/a Intro Period: n/a
Ongoing APR: 14.9% Ongoing APR: 19.80%
Default APR: 19.80% Default APR: 19.80%
Transfer Fee: n/a Advance Fee: 1%
Min. Transfer Fee: n/a Min. Advance Fee: $10.00
Max. Transfer Fee: n/a Max. Advance Fee: n/a
†Must initiate transfer: n/a
Miscellaneous
Other Rates Credit Line Penalty Fees
Currency Conversion: 2.50% Min Credit Line: n/a Late Payment: n/a
Min. Finance Charge: n/a Max Credit Line n/a Over the Limit $29
Returned Payment $0.00

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