Canadian Credit Cards

These Canadian credit cards even reward individuals with less-than-perfect credit. Browse through our offerings below, but remember you must be a Canadian resident to apply.

View all Canadian cards below, or see them by category:

Platinum Plus® MasterCard® Credit Card - 1.99 for 10

Low intro rate of 1.99% for 10 months on balance transfers, including cheque cash advances
Credit limit up to $100,000!
Immediate cash access at over 430,000 ABMs worldwide
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
1.99%	Balance Transfers	10 mo.	$0	No

Low Rate Guaranteed Secured MasterCard®
Capital One Canada

Lock-in lowest rate on purchases and balance transfers for three years!
No-fee balance transfers
No annual fee
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
4.75%	Purchases	36 mo.	$0	No
4.75%	Balance Transfers	36 mo.	$0	No

Miles Plus Platinum MasterCard® with No Hassle Rewards™
Capital One Canada

25,000 bonus reward miles with first purchase!
2 reward miles per $1 on purchases
Choose how to redeem your rewards: cash, travel, general, and more
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$99.00	Yes

MBNA PremierRewards® Platinum Plus MasterCard®
for Canadian residents

1% cash back on all purchases
Fixed annual interest rate on purchases, cash advances, and balance transfers
24-hour fraud protection
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$0	Yes

Cash Back Plus Platinum MasterCard® with No Hassle Rewards™
Capital One Canada

Up to 2% cash back!
Cash back rewards never expire
Get cash back via cheque or statement credit
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$99.00	Yes

Miles Platinum MasterCard® with No Hassle Rewards™
Capital One Canada

No annual fee
Bonus miles with first purchase
Fraud protection and purchase assurance
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$0	Yes

Guaranteed Secured MasterCard® from Capital One Canada

Get your credit back on track
Roadside service
Low annual fee
More Info

Ongoing APR	Setup Fee	Annual Fee	Credit Bureau Reporting	Credit Required
19.8%	$0	$59.00	Yes	Bad Credit OK

Low Rate Secured MasterCard® from Capital One Canada

Bad credit OK
Low, long-term interest rate
MasterCard PayPass*
More Info

Ongoing APR	Setup Fee	Annual Fee	Credit Bureau Reporting	Credit Required
14.9%	$0	$69.00	Yes	Bad Credit OK

Capital One Guaranteed Cash Back MasterCard®
For Canadian Residents

2% cash back on all gas and grocery purchases
Perfect credit not required!
Guaranteed approval
More Info

Ongoing APR	Setup Fee	Annual Fee	Credit Bureau Reporting	Credit Required
19.8%	$0	$79.00	Yes	Bad Credit OK

Capital One Guaranteed MasterCard® from Capital One Canada

Strengthen your credit history
$0 fraud liability
24/7 customer service online or over the phone
More Info

Ongoing APR	Setup Fee	Annual Fee	Credit Bureau Reporting	Credit Required
19.8%	$0	$59.00	Yes	Bad Credit OK

The American Express® AIR MILES®* Platinum Credit Card

Limited time only: Earn 350 Bonus AIR MILES®* reward miles, enough for movie passes or a gift card
Fastest way to earn AIR MILES®* with a credit card
Front Of The Line Entertainment Access: tickets to sought after shows, concerts, sporting events, and more!
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$50.00	Yes

MBNA Canada Gold MasterCard® - Low, Fixed Interest Rate

Credit limit up to $100,000
Low, fixed APR
Around-the-clock fraud protection
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$0	No

WorldPoints® MasterCard® from MBNA Canada

1,000 Bonus Points after your first purchase
1,000 Bonus Points each your on your anniversary date
Earn 1 WorldPoints® for every $1 in net purchases
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$0	Yes

Business Gold Rewards Card for Canadian Business Owners

Earn 25,000 bonus Membership Rewards® points when you make your first $1,000 in purchases
No limit to points you can earn each year
No pre-set spending limit! Spend as much as your business needs.
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$180.00	Yes

Sony Card from MBNA Canada®

Bonus of 2,000 Sony Points after your first qualifying purchase!
Double points with every Sony product purchase at SonyStyle.ca or the Sony store/Maison Sony
Redeem points for ANY Sony product at SonyStyle.ca!
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$0	Yes

Best Western Rewards Card
For Canadian Residents

Bonus 5,000 Best Western Reward points after first qualifying purchase
Earn 1.5 points per $1 spent on net retail purchases
No annual fee
More Info

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$0	Yes

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Creditnet Newsroom

Credit Card Debt Falls During Third Quarter And October
12.07.2009
Unbanked Households May Turn To Prepaid Credit Cards
12.04.2009
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12.04.2009

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