Best balance transfer credit cards, 0% interest balance transfer cards for bad credit, average credit, fair credit

Balance Transfer Cards

Balance transfer credit cards let you save money on interest while consolidating all your credit card debt onto one card.

Why pay high interest on multiple cards if you can pay a lower interest on one card? All the cards on this page allow balance transfers and many even offer 0% interest for an introductory period on funds transferred.

Biodegradable Discover® More Card
A Green Credit Card

biodegradable discover more card
  • New biodegradable, green plastic card breaks down 99% and leaves no toxic effects!
  • No interest on purchases or balance transfers for an introductory period
  • Up to 5% cashback
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 Until Dec 2009 $0 Yes

Discover ® Open Road (SM) Card

  • Full 5% Cashback Bonus!
  • 0% Intro APR
  • No Annual Fee
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Discover® More(SM) Card

  • Cashback Bonus
  • 0% Intro BT APR
  • No Annual Fee
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Citi® Platinum Select® MasterCard®

citi platinum select credit card reward card
  • 0% Intro APR
  • No Annual Fee
  • Online Account Mgmt
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 Up to 12 mo. $0 No

Pulaski Bank VISA® Card

pulaski bank low rate credit card
  • 0% Intro APR
  • 7.99% APR for Purchases and Cash Advances
  • No balance transfer or cash advance fees
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Balance Transfers 6 mo. $35.00 No

Discover® More (SM) Card - Sealife Collection

  • No annual fee
  • Up to 5% cashback
  • Great rewards program
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 No

Discover® More(SM) Card - American Flag

discover more american flag cash back card
  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Up to 1% rebate on all other general purchases
  • Double your rebate when you redeem for gift cards from over 100 Cashback Bonus® Partners
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Citi® mtvU™ Platinum Select® Visa® Card for College Students

mtvu platinum student visa credit card
  • 0% APR on Purchases and Balance Transfers for 6 Months
  • Earn up to 2,000 ThankYou® Points twice a year for maintaining a good GPA!
  • Earn up to 5 ThankYou® Points per dollar you spend
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Discover® More(SM) Card - Wildlife Collection

discover more platinum wildlife card
  • No annual fee
  • No interest on purchases and balance transfers up to 12 months!
  • Earn up to 20% in Cashback Bonus®*
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Miles by Discover® Card

miles card by discover airline miles reward card
  • Earn up to 12,000 Bonus Miles in 1st Year
  • Book any travel, any airline, any time
  • Redeem for travel, gift cards, or cash!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Visa Black Card

visa black card for excellent credit
  • Exclusive card for a luxurious lifestyle
  • 24-hour concierge for all your travel, leisure, and personal needs
  • 0% interest on balance transfers
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Balance Transfers 6 mo. $495.00 Yes

Citi Forward(SM) Card for College Students

citi forward student credit card
  • Up to 5 points per $1
  • More than 11,000 in bonus points!
  • Rewards you for good behavior with bonus points and up to a 2% reduction in interest rate
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Citi Forward(SM) Card

citi forward card
  • More than 11,000 Bonus Points!
  • Earn bonus points for paying on time and being green!
  • Up to 5 points per $1 spent
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Discover More® Clear

discover more clear cash back card
  • 5% cash back*!
  • Rebates never expire and have no early limit
  • Double your cash back rewards
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Discover More® - Monogram

discover more cash back monogram
  • Unlimited cash rewards that never expire*
  • Earn more cash in more ways than anyone else(SM)*
  • Double rewards with more than 100 Cashback Bonus Partners*!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $0 Yes

Escape by Discover® Card
Travel Rewards Credit Card

escape discover travel credit card
  • 25,000 bonus miles - 1,000 each month you make a purchase for 25 months
  • Double miles on all purchases!
  • Book for any travel, anytime with no travel restrictions or blackout dates
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases
Balance Transfers		 6 mo. $60.00 Yes

Platinum Plus® MasterCard® Credit Card - 1.99 for 10

mbna platinum plus low intro rate
  • Low intro rate of 1.99% for 10 months on balance transfers, including cheque cash advances
  • Credit limit up to $100,000!
  • Immediate cash access at over 430,000 ABMs worldwide
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 10 mo. $0 No

TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express
  • $25 Statement Credit with First Purchase
  • Cashback on virtually all purchases: gas, travel, restaurants, and more
  • No annual fee with paid Costco membership
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 3 mo. $0 Yes

Starwood Preferred Guest® Credit Card from American Express®

starwood rewards credit card hotel airline miles
  • Earn up to 25,000 bonus Starpoints®
  • Earn hotel/resort stays
  • Westin, Sheraton, W
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
2.90% Purchases
Balance Transfers		 6 mo. $45.00 Yes

Discover® Motiva(SM) Card

discover motiva cash back credit card
  • Up to 20% Cashback Bonus® at Top Online Retailers*
  • Earn double rewards when redeeming for gift certificates at select retailers
  • Free payment online or over the phone - even on your due date!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
3.99% Purchases
Balance Transfers		 6 mo. $0 Yes

Platinum Delta SkyMiles® Credit Card

platinum delta skymiles card
  • Earn up to 22,500 bonus points!
  • Earn a free companion coach class ticket each year with renewal of account
  • Pay with all or part of your ticket with miles!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
9.99% Balance Transfers 12 mo. $150.00 Yes

Delta Reserve Credit Card
For People with Good Credit

american express delta reserve card airlines miles
  • Earn up to 30,000 bonus miles
  • Free annual first-class or coach-class ticket
  • Pay for all or part of any Delta flight with your miles
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
9.99% Balance Transfers 12 mo. $450.00 Yes

British Airways American Express Card

uk amex british airways airline rewards credit card
  • Companion Tickets
  • First Year Fee-Free
  • Companion tickets!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a £0 Yes

Vanquis Visa Card
For People Who Want to Strengthen Their Credit Rating

vanquis visa card credit card for bad credit
  • No Annual Fee
  • Bad Credit OK
  • Past CCJ ok
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a £0 No

Citi PremierPass® card - Elite Level

citi premierpass elite level unlimited companion travel airline miles rewards
  • Up to 2 points per $1
  • Complimentary companion ticket when you purchase a qualifying ticket*
  • Earn 20,000 bonus points*
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $75.00 Yes
enter to win $500 for tuition and books

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