Average/Fair Credit

Do you have average to fair credit, a limited credit history, or credit that may need some improvement? If your credit is somewhere in between bad credit and good credit, take a look at what we've got for you!

Individuals with fair credit often find it difficult to get approved for a good or excellent credit card, but at the same time there is no reason for them to pay the high fees associated with most "bad credit" credit cards. If you have a fair credit score, this section features the best cards in the marketplace that still offer low or no annual fees, low balance transfer fees, cash back, airline miles, and more.

Creditnet is a resource that will connect you with the best credit cards and credit services that can help restore, repair, improve, and maintain your credit. If you already have fair credit, then you well on your way to a brighter financial future. So, browse through our Fair Credit credit cards today and continue your journey along the path to excellent credit. You will find that a great deal of the Fair Credit credit cards feature a 0% introductory APR or an instant approval decision, so please take a moment to read the details regarding special promotions, rewards programs, annual fees, and other pertinent information before applying.

Capital One® No Hassle PointsSM Rewards Credit Card
For People with Average Credit

damaged credit credit card capital one no hassle rewards points for limited credit history
  • 0% Intro APR
  • Low Annual Fee
  • Average or Fair Credit OK
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
16.9% $0 $29.00 Yes Average Credit

Capital One® Platinum Max (SM)

capital one max fixed rate credit card bad credit
  • Solid 3-year Fixed APR
  • Low Annual Fee
  • Average Credit OK
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
16.9% $0 $19.00 Yes Average Credit

Capital One® No Hassle CashSM Rewards Card
For Those with Average Credit

cash rewards credit card for bad credit capital one no hassle
  • 0% Intro APR
  • 25% annual bonus on the cash you earn during the year
  • For People with Average Credit
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
16.9% $0 $29.00 Yes Average Credit

Capital One® Classic Platinum

capital one credit card for bad credit platinum
  • A competitive APR with a lower annual fee
  • Up to 40% off featured deals at Capital One® Savings ZoneSM
  • 0% Intro APR
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.9% $0 $19.00 Yes Average Credit

Capital One® No Hassle CashSM Rewards for Students

capital one no hassle cash rewards for student no credit
  • 0% Intro APR
  • 25% annual bonus on the cash that you earn during the year
  • Rewards Never Expire
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
16.9% $0 $29.00 Yes Fair Credit OK

Capital One® Standard Platinum Credit Card for Students

capital one student credit card no credit
  • Limited Credit History OK
  • No Balance Transfer Fees
  • 0% Intro Rate
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.8% $0 $0 Yes Fair Credit OK

Citi Drivers Edge for College Student Credit Card

citi drivers edge student credit card
  • 0% Introductory Interest on Purchases, Balance Transfers, and Cash Advances!
  • Earn rebates towards any car, new or used!*
  • Build credit history
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
13.99% $0 $0 Yes Fair Credit OK

Citi® Platinum Select® Visa® Card for College Students

citi platinum student credit card
  • Student Discounts
  • 0% Intro APR
  • No Annual Fee
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
11.99% $0 $0 Yes Fair Credit OK

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